MaxWealth - Design 10: Data-Dense TerminalHome pageTool pageBack to gallery
=== SCREEN A :: HOME PAGE ===
F2 BUDGETF3 RETIREF4 TAX? HELP <GO>
TFSA.LIM.YR R46,000TFSA.LIM.LIFE R500,0002POT.MIN.WD R2,000SARS.YR 2026/27RET.TARGET 75% REPLSIGNUPS.REQ 0PRODUCTS.SOLD 0SESSION GUEST 
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|_|  |_/_/   \_\/_/\_\   \_/\_/  |_____/_/   \_\_____|_| |_| |_|

Your household, on one screen.
No sign-up. No sales.

// Budget, retirement and SARS tax calculators for South Africa. Every tool returns one verdict, the numbers behind it, and the next command to run.

> RUN retire --check> man maxwealth
3TOOLS.LIVE
4TOOLS.NEW
1PROFILE.SHARED
0sSIGNUP.TIME
HOUSEHOLD.VIEWLIVE ● R LAT -26.20 LON 28.04 // JHB SCORE 062/100 R3.1m@65 GAP R4,200/m
TOOLS.INDEX4 rows
F2 BUDGET

Budget

Where every Rand goes; what’s left by payday.

SURPLUS/mR2,850
DEBIT.ORDERS14
SAVE.RATE9.2%
[███████░░░] 71
> open budget
F3 RETIRE

Retirement

Am I on track — and two-pot withdrawal cost.

SCORE62/100
POT@65R3.1m
GAP/mR4,200
[██████░░░░] 62
> open retire
F4 TAX

Tax

SARS income tax and PAYE vs your payslip.

MARGINAL31.4%
EFFECTIVE19.8%
PAYE.DIFF/m-R0
[█████████░] 94
> open tax
IN THE APP

Four more

Same profile. Four more modules:

  • TFSA — R46,000/yr headroom
  • Bond affordability @ prime
  • Debt payoff sequencer
  • Emergency fund (months)
BUILD [███░░░░░░░] 30%
> open --app
MAN MAXWEALTH(1) — HOW IT WORKS
$ open --guest

Start immediately. No sign-up, no email. Session lives in this browser.

[ OK ] guest session created
$ profile --household --once

Income, debts and savings entered once. Every tool reads the same shared profile.

[ OK ] profile shared with 3 tools
$ summary --verdict

One score, the KPIs behind it, and the next command to run.

[ OK ] 62/100 — behind, but fixable
SCREENS.PREVIEWplaceholders
maxwealth.co.za/retire_ □ x
[ PRODUCT SCREENSHOT ]
retire.summary
01 :: retirement summary, desktop
[ PRODUCT
SCREENSHOT ]
mobile
02 :: budget, phone
maxwealth.co.za/tax_ □ x
[ PRODUCT SCREENSHOT ]
tax.paye
03 :: PAYE check, desktop
=== SCREEN B :: TOOL PAGE ===
MW> retire.track --household "Thandi & Neo"
ESC HOMEF12 ACCOUNT
RETIRE › AM I ON TRACK › EXEC.SUMMARYBASIS: real ZAR (after CPI) · AS AT 2026-10-01 09:41 SAST
VERDICT
62/100
BEHIND, BUT FIXABLE
0▲75 ON TRACK100

// On current course the pot replaces 54% of final salary. Delta to target: +13 pts. Time remaining: 29 yrs.

KPI.TABLE6 rows
METRICVALUEMEANINGTRENDFLAG
POT@65R3.1mWhat savings grow to, today’s money▲ LOW
INCOME.REPL54%Of final salary; target 75%[█████░░░░░]▼ -21
GAP/MONTHR4,200Extra saving to reach 75%ACTION
RUNWAY17 yrsMoney lasts to age 82[██████░░░░]▲ SHORT
2POT.SAVINGSR38kWithdrawable; costs ~R290k at 65HOLD
PARTNER.POTR1.4mDemo value — add Neo’s fund[░░░░░░░░░░]TO BE COMPLETED
FINDINGS.LOG
  • [CRIT]Heading for 54% of final salary vs ~75% needed to hold lifestyle.
  • [FIX]+R4,200/month closes the gap by 65. Alt: retire at 68 recovers most of it.
  • [WARN]Funds exhausted at 82 at target income; many South Africans reaching 65 live longer.
  • [INFO]Do not withdraw the R38k savings pot: cost ≈ R290k of retirement money after tax + lost growth.
CHART: POT vs TARGETAGE 35→65
PROJECTEDREQUIRED@75%GAP@65 R1.5m
01.0m2.0m3.0m4.0m5.0m 35404550556065 4.6m3.1m AGE 551.98m / 2.85m AGE 451.05m / 1.40m
AGE404550556065
PROJ R m0.701.051.481.982.523.10
REQ R m0.851.402.052.853.704.60
GAP R m0.150.350.570.871.181.50
NEXT> model.topup --amount 4200 --retire-age 65 [ENTER] Model my top-up
F1 HELPF3 RETIREESC HOMESESSION: GUESTCALC ONLY — NO PRODUCTSREADY