MaxWealth - Design 22: Convergence, South African coloursHome pageExecutive summaryBack to gallery
Screen A · Home page
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Free · made in South Africa

Many incomes. Many accounts. One plan.

Budget, retirement and SARS tax tools that bring the whole household’s money onto one road — and tell you, in Rand, whether it gets you where you’re going.

Am I on track to retire? →How it works
  • No sign-up to try
  • 2026/27 SARS tables
  • Two-pot aware
R0What it costs. No product to sell you, no adviser fee.
3 toolsBudget, retirement and tax — one household profile.
1 verdictEvery tool ends on a single answer and one next step.

Three tools. Every one ends on a straight answer.

Put your numbers in once. Each tool reads the same household profile, so nothing gets typed twice.

Budget

Where did it all go?

Income in, debit orders out, and the honest figure left over at month-end.

Open the budget
Retirement

Am I on track?

Your pot at 65 in today’s Rands, the income it buys, and what closes the gap.

Check retirement
Tax

Refund or bill?

PAYE, RA and medical credits on the 2026/27 SARS tables, before eFiling opens.

Estimate my tax

Built for real South African households.

Click through: the same tools at the kitchen table, on the taxi, and in a community money talk.

Image prompt: d22-hero.txtCouple at the kitchen table reviewing the retirement verdict on a laptop.

Sunday morning: Thandi and Neo see their retirement verdict together.

Three steps from “no idea” to a plan.

Ten minutes, no documents to upload. You can stay a guest the whole time.

1

Tell us about the household

Ages, take-home pay and what’s already saved. Rough numbers are fine.

2

Get one verdict

On track, close, or behind — with the Rand figure that decides it.

3

Take the next step

One change, modelled live, so you can see your score move before you commit.

Find out where your money’s heading.

Try it with the demo household, or start with your own numbers.

Try the demo →
Screen B · Executive summary — Retirement / Am I on track
Household: Thandi & Neo · guest session
TN
Retirement › Am I on track · today’s Rands, after inflation

Am I on track to retire?

75% target 54% Behind On track
▲ Behind · 21 points to go

Behind, but fixable.

At today’s pace you retire on just over half your salary. Twenty-nine working years is plenty of time to close the gap — if you start this year.

Projected pot at 65
R3.1m

What your savings grow to, in today’s money.

Income replacement
54% / 75%

Share of final salary the pot can pay you.

Monthly gap
R4,200

Extra saving per month to reach 75%.

Years of runway
17 yrs

Money lasts to age 82 at the income you want.

Your pot vs the pot you need

Projected potNeeded for 75% incomeGap at 65
R0R1mR2mR3mR4mR5m 36414651566165 Gap R1.5m Projected R3.1m Needed R4.6m

What this means

  • 1You’re heading for 54% of your final salary, against the 75% most households need.
  • 2R4,200 more a month closes the gap by 65 — or work to 68.
  • 3Your money runs out at 82; plan to live well into your 80s.
  • 4Leave the R38k savings pot alone: cashing it in costs roughly R290k at 65.