Budget
Begroting AfrikaansSee where every Rand goes and what is left at month-end — groceries, transport, family and the things that make life worth it.
Budget, retirement and SARS tax — in plain English, in Rand. Each tool ends on one honest verdict and the one next step that moves it.
And Avuxeni (Xitsonga), Lotjhani (isiNdebele), Ndaa / Aa (Tshivenda), Vanakkam and Namaste in many homes too. Eleven official languages, one month-end.
Every heading carries a second language underneath — a nod, not a translation of the whole site. The working language of the tools stays English so the numbers read the same for everyone.
See where every Rand goes and what is left at month-end — groceries, transport, family and the things that make life worth it.
Am I on track? And what does a two-pot withdrawal really cost the person you will be at 65?
SARS income tax and PAYE, checked against your payslip, so filing season holds no surprises.
Use your tax-free savings allowance well, and know how many months your emergency fund really covers.
Open TFSA → Emergency fund →Bond affordability at today’s prime rate, before you fall in love with a house you can’t carry.
Check a bond →Snowball or avalanche: which order to clear store cards, loans and credit cards so you pay less in total.
Plan my payoff →Five minutes, nothing to install, no salesperson phoning you afterwards.
Income, the big monthly costs and who depends on you. Round numbers are fine.
On track, behind but fixable, or needs attention — in plain words, not a wall of charts.
The one change that moves your verdict most. Come back next month and see if it worked.
South Africa does not have a default household, so MaxWealth doesn’t assume one.
Greetings and headings on this preview are to be checked by first-language speakers before anything goes live.
Sawubona. Welkom.Let’s look at your numbers.
Whichever word you used to say hello this morning, the tools work the same way for you.
Start free →