Stokvels & savings clubs
Pooled saving with people you trust — for groceries in December, for burial cover, for a lump sum when it’s your turn.
Logged as savings, not spending, with the pay-out month marked.
Free · no sign-up · made in SA
Family money. All of it.
The stokvel, the money you send home, the wedding you’re saving for and the festive season that always costs more than planned — right next to your retirement annuity and your SARS tax. That is how South African families really handle money, so that is how MaxWealth shows it.
● Stokvels & savings clubs● Supporting family● Lobola & weddings● Diwali, Eid, Christmas● Money sent home● Retirement annuity● SARS tax
The money other apps leave out
Most budgeting apps were designed for one household paying only for itself. Very few South African households work like that. These habits cross language, faith and background — so we treat them as normal, because they are.
Supporting family
Parents’ groceries, a sibling’s fees, a cousin between jobs. Some call it “black tax”; it is also simply what first-generation earners in many families do.
A line of its own, so you can see it, plan it and protect your own future too.
Lobola & weddings
Lobola negotiations, a wedding, an engagement, a mehndi, a reception for three hundred — whatever your families agree, it is a big, planned sum.
A dated savings goal, with what to put aside each month to get there.
Diwali, Eid, Christmas — and every celebration
New clothes, gifts, food for the whole extended family, travel to be together. Whether your big season is Diwali, Eid, Christmas, Rosh Hashanah or a family reunion in December, it arrives on the same calendar every year.
Seasonal spend spread over the year, so January isn’t the longest month.
Sending money home
To a parent in the Eastern Cape, a grandmother in Limpopo, a sister in Durban, or family across the border. The transfer fees and the timing both matter.
Recurring transfers shown with their fees, so the true monthly cost is visible.