Two salaries, a bond, children at good schools — and a retirement you both want to enjoy. MaxWealth puts the whole household on one page and tells you, in Rand, whether it adds up.
They all come out of the same two salaries. Plan them separately and one of them loses — usually retirement.
average 2026 fee increase at top private schools, against 3.5% inflation. Fees compound faster than your salary does.
BusinessTech, 2026 fees · businesstech.co.zawithdrawn from savings pots in five months, with R12.9bn paid to SARS in tax. Often to cover a gap the fees opened.
SARS, 31 Jan 2025 · sars.gov.zaof South Africans are on track to retire comfortably. Two incomes help — only if both pots are planned as one.
10X Retirement Reality Report · 10x.co.zaIllustrative families. Different homes, languages and schools — the same question at the kitchen table.
Doctor and IT manager. Two in private school, one bond, two RAs.
Ouditeur en onderwyser. GEPF plus a preserved fund from her first firm.
Pharmacist and engineer. Saving for university and their own early retirement.
Architect and lecturer. Retiring together, from two very different funds.
One household profile. Each tool ends on a single verdict and the next step that moves it.
Both partners’ funds, RAs and preserved pots — are we on track, together?
Fees, bond, levies and lift club — where the two salaries actually go.
PAYE checked for both payslips, and what an RA top-up gives back from SARS.
Same household, new tools:
Sit down together for ten minutes. No adviser, no sales call.
Start as a guest. You never need to sign up to see your result.
Both salaries, both funds, the bond and the fees. Every tool reads the same profile.
One score for the household, and the single next step that moves it.
Free and private. Built for South African families, payslips and tax tables.
Are we on track? →