/* MaxWealth marketing site - Design 21 "Warm African Pattern, revised logo" (task 643).
   Tokens, type and components are lifted from /designs/design-21.html; change them here, not per page. */
:root{
  --mw-accent:#A3461E;
  --cream:#F6EBDD; --cream2:#EFDFCB; --sand:#E6CFB2;
  --terra:#A3461E; --terra-d:#8A3A17; --ochre:#D99A2B; --ochre-d:#8A5A0B;
  --indigo:#1F2A5C; --indigo-d:#141B3D; --ink:#2A1A10; --ink2:#5B4334;
  --serif:'DM Serif Display',Georgia,serif; --sans:'Work Sans',system-ui,sans-serif;
  --r-sm:12px; --r-md:16px; --r-lg:20px;
  --ndebele:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='96' height='32'%3E%3Crect width='96' height='32' fill='%23F6EBDD'/%3E%3Cg stroke='%232A1A10' stroke-width='2.5'%3E%3Crect x='2' y='2' width='28' height='28' fill='%23A3461E'/%3E%3Cpath d='M6 26 L16 6 L26 26Z' fill='%23D99A2B'/%3E%3Crect x='34' y='2' width='28' height='28' fill='%231F2A5C'/%3E%3Cpath d='M38 8h20v6h-6v6h-8v-6h-6z' fill='%23F6EBDD'/%3E%3Crect x='44' y='22' width='8' height='6' fill='%23D99A2B'/%3E%3Crect x='66' y='2' width='28' height='28' fill='%23F6EBDD'/%3E%3Cpath d='M66 2 L80 16 L66 30Z M94 2 L80 16 L94 30Z' fill='%23A3461E'/%3E%3Ccircle cx='80' cy='16' r='4' fill='%231F2A5C'/%3E%3C/g%3E%3C/svg%3E");
  --shweshwe:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='28' height='28'%3E%3Crect width='28' height='28' fill='%231F2A5C'/%3E%3Cg fill='%23C9CFEA'%3E%3Ccircle cx='14' cy='14' r='2.2'/%3E%3Ccircle cx='14' cy='8.5' r='1.2'/%3E%3Ccircle cx='14' cy='19.5' r='1.2'/%3E%3Ccircle cx='8.5' cy='14' r='1.2'/%3E%3Ccircle cx='19.5' cy='14' r='1.2'/%3E%3Ccircle cx='0' cy='0' r='1.4'/%3E%3Ccircle cx='28' cy='0' r='1.4'/%3E%3Ccircle cx='0' cy='28' r='1.4'/%3E%3Ccircle cx='28' cy='28' r='1.4'/%3E%3C/g%3E%3Cpath d='M0 14h4M24 14h4M14 0v4M14 24v4' stroke='%23C9CFEA' stroke-width='.8'/%3E%3C/svg%3E");
  --zig:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='12'%3E%3Cpath d='M0 12 L6 2 L12 12 L18 2 L24 12' fill='none' stroke='%23D99A2B' stroke-width='2.5'/%3E%3C/svg%3E");
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.55;overflow-wrap:break-word}
h1,h2,h3,h4,.serif{font-family:var(--serif);font-weight:400;letter-spacing:.2px}
a{color:var(--terra)}
:focus-visible{outline:3px solid var(--indigo);outline-offset:3px;border-radius:4px}
img,svg{max-width:100%}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;border:2px solid var(--ink);z-index:10}
.skip:focus{left:8px}
.page{max-width:1280px;margin:0 auto;background:var(--cream);box-shadow:0 0 0 1px var(--sand)}
.border-band{height:32px;background:var(--ndebele) repeat-x;border-top:3px solid var(--ink);border-bottom:3px solid var(--ink)}

/* ---------- header ---------- */
.hdr{display:flex;align-items:center;gap:24px;padding:18px 40px;background:var(--cream)}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.logo>span{display:block}
.mw-logo{width:210px;height:auto;display:block;color:var(--ink)}
.logo small{display:block;font:600 10px var(--sans);letter-spacing:2.5px;color:var(--ink2);text-transform:uppercase;margin-top:3px}
.hdr .logo small{padding-left:35.5%;white-space:nowrap}
.hdr nav{margin-left:auto;display:flex;gap:20px;font-weight:500}
.hdr nav a{color:var(--ink);text-decoration:none;border-bottom:2px solid transparent;white-space:nowrap}
.hdr nav a:hover,.hdr nav a[aria-current]{border-color:var(--terra)}
.hdr nav a[aria-current]{font-weight:700}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--terra);color:#fff;text-decoration:none;font:600 16px var(--sans);padding:12px 22px;border-radius:999px;border:2px solid var(--ink);box-shadow:3px 3px 0 var(--ink);cursor:pointer}
.btn:hover{background:var(--terra-d)}
.btn.ghost{background:var(--cream);color:var(--ink)}
.btn.big{font-size:19px;padding:16px 28px}

/* ---------- home hero ---------- */
.hero{display:grid;grid-template-columns:1fr 1.15fr;gap:20px;align-items:center;padding:30px 40px 50px;background:radial-gradient(circle at 80% 30%,#F9D9A8 0,transparent 55%),var(--cream)}
.kicker{display:inline-block;font:600 12px var(--sans);letter-spacing:2px;text-transform:uppercase;color:var(--indigo);background:#fff;border:2px solid var(--indigo);padding:5px 12px;border-radius:999px}
.hero h1{font-size:62px;line-height:1.02;margin:18px 0 16px}
.hero h1 em{color:var(--terra);font-style:italic}
.lead{font-size:19px;color:var(--ink2);max-width:540px}
.ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}
.trust{display:flex;gap:18px;margin-top:22px;font-size:14px;color:var(--ink2);flex-wrap:wrap}
.trust span::before{content:"";display:inline-block;width:10px;height:10px;background:var(--ochre);transform:rotate(45deg);margin-right:8px;border:1.5px solid var(--ink)}
.hero-art svg{width:100%;height:auto;display:block;border:3px solid var(--ink);border-radius:220px 220px 18px 18px;box-shadow:8px 8px 0 var(--indigo)}

/* ---------- inner-page hero ---------- */
.phero{display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center;padding:36px 40px 44px;background:radial-gradient(circle at 85% 20%,#F9D9A8 0,transparent 50%),var(--cream)}
.phero.solo{grid-template-columns:1fr}
.phero h1{font-size:52px;line-height:1.05;margin:16px 0 12px}
.phero h1 em{color:var(--terra);font-style:italic}
.phero .art svg{width:100%;height:auto;display:block;border:3px solid var(--ink);border-radius:var(--r-lg);box-shadow:6px 6px 0 var(--terra)}

/* ---------- sections ---------- */
.section{padding:56px 40px}
.section h2{font-size:42px;margin:0 0 6px;text-align:center;line-height:1.1}
.section .sub{text-align:center;color:var(--ink2);margin:0 auto 34px;max-width:620px}
.section.tint{background:var(--cream2)}
.tools{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.tool{background:#fff;border:2.5px solid var(--ink);border-radius:var(--r-md);overflow:hidden;display:flex;flex-direction:column}
.tool .art{height:130px;width:100%;display:block}
.tool .body{padding:18px 18px 20px;display:flex;flex-direction:column;gap:6px;flex:1}
.tool h3{font-size:26px;margin:0}
.tool p{margin:0;color:var(--ink2);font-size:15px}
.tool .stat{font-family:var(--serif);font-size:30px;color:var(--terra);line-height:1.1;margin-top:6px}
.tool .stat small{display:block;font:500 13px var(--sans);color:var(--ink2)}
.tool a.go{margin-top:auto;padding-top:12px;font-weight:600;color:var(--indigo)}
.tool.all{background:var(--shweshwe);color:#fff}
.tool.all .body{background:rgba(20,27,61,.9);margin:14px;border-radius:12px;border:2px solid #C9CFEA}
.tool.all h3{color:#fff}
.tool.all p,.tool.all li{color:#E4E7F6}
.tool.all ul{margin:4px 0 0;padding-left:18px;font-size:14px}
.badge{align-self:flex-start;display:inline-block;background:var(--ochre);color:var(--ink);font:700 11px var(--sans);letter-spacing:1.5px;padding:4px 10px;border-radius:999px;text-transform:uppercase;border:1.5px solid var(--ink)}
.how{background:var(--indigo);color:#fff}
.how h2{color:#fff}
.how .sub{color:#D7DBF0}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.step{background:var(--cream);color:var(--ink);border-radius:18px;padding:24px;border:3px solid var(--ochre);position:relative}
.step .num{position:absolute;top:-22px;left:20px;width:44px;height:44px;border-radius:50%;background:var(--terra);color:#fff;font-family:var(--serif);font-size:24px;display:grid;place-items:center;border:3px solid var(--cream)}
.step h3{font-size:24px;margin:10px 0 6px}
.step p{margin:0;color:var(--ink2)}
.step svg{display:block;margin:6px 0 4px}

/* ---------- feature rows ---------- */
.frows{display:grid;gap:28px}
.frow{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px;align-items:center;background:#fff;border:2.5px solid var(--ink);border-radius:var(--r-lg);padding:24px}
.frow:nth-child(even){grid-template-columns:1.2fr .8fr}
.frow:nth-child(even) .fart{order:2}
.frow h3{font-size:32px;margin:0 0 8px}
.frow .fart svg{width:100%;height:auto;display:block;border:2.5px solid var(--ink);border-radius:var(--r-md)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:2.5px solid var(--ink);border-radius:18px;padding:20px 22px}
.card h3{font-size:26px;margin:0 0 10px}
.card p{margin:0 0 8px;color:var(--ink2)}

/* ---------- findings list (exec summary) ---------- */
.finds{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.finds li{display:grid;grid-template-columns:22px 1fr;gap:10px;color:var(--ink2);font-size:15.5px}
.finds li::before{content:"";width:14px;height:14px;margin-top:5px;background:var(--terra);transform:rotate(45deg);border:2px solid var(--ink)}
.finds li:nth-child(3n+2)::before{background:var(--ochre)}
.finds li:nth-child(3n)::before{background:var(--indigo)}
.finds b{color:var(--ink)}

/* ---------- example (Thandi) block ---------- */
.example{border:3px solid var(--ink);border-radius:var(--r-lg);background:var(--cream2);overflow:hidden;box-shadow:8px 8px 0 var(--ochre)}
.example-flag{display:flex;align-items:center;gap:16px;flex-wrap:wrap;background:var(--indigo);color:#fff;padding:14px 22px;border-bottom:3px solid var(--ochre)}
.example-flag .who{font:700 15px var(--sans);letter-spacing:3px;text-transform:uppercase;background:var(--ochre);color:var(--ink);padding:8px 16px;border-radius:999px;border:2px solid var(--ink);white-space:nowrap}
.example-flag p{margin:0;flex:1;min-width:200px;color:#E4E7F6;font-size:15px}
.example-flag p b{color:#fff}
.example-body{padding:24px;display:grid;gap:22px}
.persona{display:flex;gap:14px;align-items:center;color:var(--ink2);font-size:15px}
.persona svg{flex:none}
.tt h2{font-size:38px;margin:0;line-height:1.05}
.tt p{margin:6px 0 0;color:var(--ink2)}
.verdict{display:grid;grid-template-columns:280px 1fr;gap:26px;align-items:center;background:#fff;border:3px solid var(--ink);border-radius:var(--r-lg);padding:22px 26px;position:relative;overflow:hidden}
.verdict::after{content:"";position:absolute;right:0;top:0;bottom:0;width:22px;background:var(--ndebele);background-size:66px 22px;border-left:2.5px solid var(--ink)}
.verdict h3{font-size:40px;margin:0;color:var(--terra);line-height:1.05}
.verdict p{margin:8px 0 0;color:var(--ink2);max-width:560px;padding-right:30px}
.verdict .big{font-family:var(--serif);font-size:64px;line-height:1;color:var(--ink);text-align:center}
.verdict .big small{display:block;font:600 12px var(--sans);letter-spacing:2px;color:var(--ink2);text-transform:uppercase;margin-top:6px}
.pill{display:inline-block;margin-top:12px;font-size:13px;font-weight:600;background:#FBE7CC;color:var(--ochre-d);border:1.5px solid var(--ochre-d);padding:4px 12px;border-radius:999px}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.kpi{position:relative;background:#fff;border:2.5px solid var(--ink);border-radius:var(--r-md);padding:16px 18px 18px;overflow:hidden}
.kpi::before{content:"";display:block;height:10px;margin:-16px -18px 14px;background:var(--zig) repeat-x,var(--terra);background-size:24px 10px;border-bottom:2px solid var(--ink)}
.kpi:nth-child(2)::before{background-color:var(--indigo)}
.kpi:nth-child(3)::before{background-color:var(--ochre-d)}
.kpi:nth-child(4)::before{background-color:#5B4334}
.kpi .lab{font-size:13px;font-weight:600;color:var(--ink2);text-transform:uppercase;letter-spacing:1px}
.kpi .val{font-family:var(--serif);font-size:38px;line-height:1.05;margin:4px 0;color:var(--ink)}
.kpi .val small{font-size:18px;color:var(--ink2)}
.kpi .mean{font-size:14.5px;color:var(--ink2);margin:0}
.two{display:grid;grid-template-columns:1fr 1.25fr;gap:22px}
.legend{display:flex;gap:18px;font-size:13.5px;color:var(--ink2);margin-bottom:6px;flex-wrap:wrap}
.legend span{display:flex;align-items:center;gap:7px}
.legend i{width:22px;height:0;border-top:3px solid var(--terra)}
.legend i.t{border-top:3px dashed var(--indigo)}
.legend i.sq{width:14px;height:14px;border:none;border-radius:3px;background:var(--terra)}
.chart svg{width:100%;height:auto;display:block}
.chart .hit:hover+.tipg,.chart .hit:focus+.tipg{opacity:1}
.tipg{opacity:0;pointer-events:none;transition:opacity .12s}
.bars{display:grid;gap:10px;margin:0;padding:0;list-style:none}
.bars li{display:grid;grid-template-columns:120px 1fr 80px;gap:10px;align-items:center;font-size:14.5px;color:var(--ink2)}
.bars .track{height:16px;background:var(--cream2);border-radius:4px;overflow:hidden}
.bars .fill{display:block;height:100%;background:var(--terra);border-radius:0 4px 4px 0}
.bars li:nth-child(n+2) .fill{background:var(--indigo)}
.bars .amt{text-align:right;color:var(--ink);font-weight:600}
.stack{display:flex;height:34px;gap:2px;border-radius:6px;overflow:hidden;margin:6px 0 10px}
.stack span{display:block;height:100%}
.stack .s1{background:var(--terra)}.stack .s2{background:var(--indigo)}.stack .s3{background:var(--ochre)}
.legend i.sq.s2{background:var(--indigo)}.legend i.sq.s3{background:var(--ochre)}
.table-note{font-size:13.5px;color:var(--ink2);margin:8px 0 0}

/* ---------- the big CTA + quick-start form ---------- */
.next{display:grid;gap:18px;background:var(--terra);color:#fff;border:3px solid var(--ink);border-radius:var(--r-lg);padding:30px;background-image:linear-gradient(90deg,var(--terra) 72%,rgba(163,70,30,.6)),var(--ndebele);background-size:auto,96px 32px;box-shadow:8px 8px 0 var(--indigo);scroll-margin-top:20px}
.next h2{font-size:46px;margin:0;color:#fff;line-height:1.05;text-align:left}
.next p.say{margin:0;color:#FCE9DA;font-size:17px;max-width:640px}
.qs{background:var(--cream);color:var(--ink);border:3px solid var(--ink);border-radius:var(--r-md);padding:22px;display:grid;gap:16px}
.qs .fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));gap:14px 18px}
.qs label{display:grid;gap:5px;font-weight:600;font-size:15px}
.qs label span{font-weight:400;font-size:13px;color:var(--ink2)}
.qs .in{display:flex;align-items:center;background:#fff;border:2px solid var(--ink);border-radius:10px;overflow:hidden}
.qs .in b{padding:0 10px;color:var(--ink2);font-weight:600;background:var(--cream2);align-self:stretch;display:flex;align-items:center;border-right:2px solid var(--ink)}
.qs input{width:100%;min-width:0;border:0;padding:11px 12px;font:500 17px var(--sans);color:var(--ink);background:#fff}
.qs input:focus{outline:none}
.qs .in:focus-within{outline:3px solid var(--indigo);outline-offset:2px}
.qs .go{display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.qs .fine{margin:0;font-size:13.5px;color:var(--ink2);flex:1;min-width:220px}
.qs .err{display:none;background:#FBE0D6;border:2px solid var(--terra);color:var(--ink);border-radius:10px;padding:10px 14px;font-weight:600}
.qs .err.on{display:block}

/* ---------- prose pages (legal, about, faq) ---------- */
.prose{max-width:780px;margin:0 auto}
.prose h2{text-align:left;font-size:32px;margin:34px 0 8px}
.prose h3{font-size:24px;margin:24px 0 6px}
.prose p,.prose li{color:var(--ink2)}
.prose b,.prose strong{color:var(--ink)}
.callout{background:#fff;border:2.5px solid var(--ink);border-left:12px solid var(--ochre);border-radius:var(--r-sm);padding:16px 20px;margin:20px 0}
.callout p{margin:0;color:var(--ink)}
.faq{display:grid;gap:12px}
.faq details{background:#fff;border:2.5px solid var(--ink);border-radius:var(--r-md);padding:0 20px}
.faq summary{cursor:pointer;font:600 17px var(--sans);padding:16px 0;list-style:none;display:flex;gap:12px;align-items:baseline}
.faq summary::before{content:"";flex:none;width:12px;height:12px;background:var(--terra);transform:rotate(45deg);border:2px solid var(--ink)}
.faq details[open] summary::before{background:var(--ochre)}
.faq summary::-webkit-details-marker{display:none}
.faq details p{margin:0 0 16px;color:var(--ink2)}
.price{max-width:560px;margin:0 auto;background:#fff;border:3px solid var(--ink);border-radius:var(--r-lg);overflow:hidden;box-shadow:8px 8px 0 var(--terra);text-align:center}
.price .top{background:var(--shweshwe);padding:26px}
.price .top .tag{display:inline-block;background:var(--cream);border:2.5px solid var(--ink);border-radius:var(--r-md);padding:14px 26px}
.price .tag b{display:block;font:400 54px/1 var(--serif);color:var(--terra)}
.price .tag span{font-weight:600;color:var(--ink2)}
.price ul{text-align:left;margin:22px 26px}
.price .ctas{justify-content:center;margin:0 0 28px}
.placeholder{border:2.5px dashed var(--ink2);background:repeating-linear-gradient(135deg,#FBF4EA 0 14px,#F3E5D2 14px 28px);border-radius:var(--r-md);padding:18px 20px;color:var(--ink)}

/* ---------- footer ---------- */
footer.f{background:var(--ink);color:#EADBC8;padding:40px;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:26px;font-size:14px}
footer.f h4{font-size:20px;color:#fff;margin:0 0 10px}
footer.f a{color:#FFD58A;text-decoration:none;display:block;margin:4px 0}
footer.f a:hover{text-decoration:underline}
footer.f .mw-logo{width:200px;color:var(--cream);--mw-accent:var(--ochre);margin-bottom:6px}
footer.f .fais{color:#fff;font-weight:600}
footer.f .legal{grid-column:1/-1;border-top:1px solid #5B4334;padding-top:16px;color:#CDB9A2}

/* ---------- responsive ---------- */
@media (max-width:1000px){
  .hero,.phero{grid-template-columns:1fr}
  .hero h1{font-size:46px}.phero h1{font-size:42px}
  .tools{grid-template-columns:repeat(2,1fr)}
  .grid3{grid-template-columns:1fr 1fr}
  .kpis{grid-template-columns:repeat(2,1fr)}
  .two,.frow,.frow:nth-child(even){grid-template-columns:1fr}
  .frow:nth-child(even) .fart{order:0}
  .verdict{grid-template-columns:1fr;text-align:center}
  .verdict p{margin-inline:auto;padding-right:0}
  .verdict::after{display:none}
  footer.f{grid-template-columns:1fr 1fr}
  .hdr{flex-wrap:wrap}
  .hdr nav{order:3;width:100%;margin-left:0;overflow-x:auto;padding-bottom:4px}
  .hdr .btn{margin-left:auto}
}
@media (max-width:620px){
  .hdr{padding:14px 18px;gap:12px}
  .hdr .mw-logo{width:160px}
  .hdr .logo small{padding-left:0;letter-spacing:1.5px}
  .hdr .btn{padding:9px 14px;font-size:15px}
  .hdr nav{gap:16px;font-size:15px}
  .hero,.phero,.section{padding-left:18px;padding-right:18px}
  .hero h1{font-size:38px}.phero h1{font-size:34px}
  .section h2{font-size:32px}
  .tools,.steps,.kpis,.grid3{grid-template-columns:1fr}
  .steps{gap:36px}
  .example-body{padding:16px}
  .example-flag{padding:12px 16px}
  .tt h2{font-size:30px}
  .verdict{padding:18px}
  .verdict h3{font-size:32px}
  .next{padding:42px 20px 20px;background:var(--ndebele) top left/66px 22px repeat-x,var(--terra)}
  .next h2{font-size:34px}
  .qs{padding:16px}
  .bars li{grid-template-columns:90px 1fr 70px;font-size:13.5px}
  .frow{padding:16px}
  footer.f{grid-template-columns:1fr;padding:28px 18px}
}

/* Live slider calculators (task 644) - widget itself is styled by /js/mwcalc.js */
.live-wrap{border:3px solid var(--ink);border-radius:var(--r-lg);background:var(--cream2);padding:24px;box-shadow:8px 8px 0 var(--indigo)}
@media (max-width:620px){.live-wrap{padding:14px;box-shadow:4px 4px 0 var(--indigo)}}

/* Task 665 - burger menu below 768px. Button + hide/show come from the shared mw-nav.css/mw-nav.js
   (canonical in BudgetControl.Site\wwwroot, copied by deploy.ps1); this is only the open menu's layout. */
@media (max-width:767.98px){
  .hdr{flex-wrap:wrap}
  .hdr .btn{order:1;margin-left:auto}
  .hdr .mw-burger{order:2;color:var(--ink);background:var(--cream)}
  .hdr nav.mw-menu.is-open{display:flex;flex-direction:column;gap:0;order:3;width:100%;margin:0;overflow:visible;padding:4px 0 0;border-top:2px solid var(--sand)}
  .hdr nav.mw-menu.is-open a{padding:12px 4px;border-bottom:1px solid var(--sand);font-size:17px}
  .hdr nav.mw-menu.is-open a[aria-current]{border-bottom:2px solid var(--terra)}
}
/* 375px: logo + Start free + Menu must share one row without pushing the page sideways. */
@media (max-width:400px){
  .hdr{gap:8px;padding:12px 14px}
  .hdr .mw-logo{width:132px}
  .hdr .logo small{font-size:8.5px;letter-spacing:1px}
  .hdr .btn{padding:8px 12px;font-size:14px}
}