Budget
See where every Rand goes and what is left at month-end.
R 2 900Thandi’s monthly surplus
Open Budget →
Free · no sign-up · made in SA
Grow your household’s wealth, one honest number at a time.
Budget, retirement and SARS tax calculators that speak Rand. Each one ends on a single verdict and the one next step that moves it.
No product salesSARS 2025/26 tablesTwo-pot ready
Seven tools. One set of household numbers.
Every tool opens on an executive summary: one verdict, a handful of numbers, and what to do next. The figures below are our example household — Thandi, 38.
Retirement
Am I on track — and what a two-pot withdrawal really costs.
39/100Thandi’s on-track score
Check my track →Tax
SARS income tax and PAYE on your salary, worked out line by line.
R 30 604Thandi’s take-home of R 38 000
Check my PAYE →Tax-free savings
Use your R46 000 a year TFSA allowance and see what it grows to by retirement.
Open TFSA →Bond affordability
What you can borrow at prime, and what the repayment does to your budget.
Check my bond →Debt payoff
Snowball versus avalanche on your actual debts: which to clear first, and when you are free.
Plan my payoff →One profile
All seven, one set of numbers
Enter your household once and every tool starts from the same salary, spending and savings.
Open MaxWealth →How it works
No account, no email, no sales call. Just your numbers.
1
Answer a few questions
Each tool asks only what it needs — three to seven numbers. No sign-up, ever, to see your result.
2
Land on your summary
You arrive straight on your own executive summary, saved to our database as a guest - nothing is kept in your browser.
3
Read the verdict
One score, the numbers behind it, and the single next step that moves it.
Calculations, never sales.
MaxWealth works out what your numbers mean. It never names a fund, a retirement annuity, a policy or a bank — so nobody is paying us to nudge you.