Where every Rand goes
- Surplus or shortfall at month-end, from your take-home pay and spending lines.
- Savings rate against the 15% guideline, and housing against the 30% rule.
- Capture line by line in the app, or start from a seven-number quick start.
Every MaxWealth tool opens on an executive summary: one verdict, a handful of numbers, what they mean, and the next step. Here is what each one does today.
The things that do not change from tool to tool.
One verdict, the numbers behind it, what they mean, and the next step — before any detail.
You start as a guest. Your numbers are stored in our database, never in your browser, and you can delete them from Account at any time.
Until you add your own numbers, a tool shows an example household, clearly marked as an example.
Rand, SARS tables, UIF, two-pot. Built for how money works here.
We never name a fund, policy, card or provider. Nobody pays us to nudge you.
Every page and every summary is built for a phone screen first.
Same household numbers as Budget, Retirement and Tax. Open any of them straight from your profile.
How to use your R46 000 a year tax-free allowance, and what it grows to: slide your age, monthly amount and growth and watch contributions and growth stack up to retirement.
Transfer duty, bond and running costs against rent plus the deposit invested: the year buying pulls ahead.
Cash, bank finance, a balloon or a lease on one graph: which costs least once interest, fees and resale are counted.
The extra price against the fuel and servicing it saves: the year and the kilometre it pays for itself.
Your installer’s quote against the electricity it saves: the year solar pays for itself.
Hot water is about 40% of the bill. See when a heat pump or solar geyser beats an electric one.
Municipal water against a tank or a borehole, at published SA tariffs: the year it pays for itself.