First job
Lerato, 23
R18 000 a month. What starting now, instead of at 33, does for her retirement.
33% → 71%of the retirement income she needs
Read Lerato’s story →
Real stories · illustrations
Four people. Real numbers.
Use MaxWealth to improve your own financial future. Meet four made-up South Africans and see what a few choices do to what they keep — worked out with the same calculators you can use on your own numbers.
Pick the story closest to yours
Every person here is made up; every number is a real calculation on the SARS 2025/26 tables and the retirement calculator’s assumptions. Illustrations, not advice.
Two-pot
Thandi, 38
Parent of two on R38 000 a month, tempted to cash in R25 000 of two-pot savings.
R 72 084what that R25 000 is worth at 65
Read Thandi’s story →Late starter
Pieter, 50
R35 000 a month and only R250 000 saved. What fifteen to twenty years can still do.
13% → 32%of the retirement income he needs
Read Pieter’s story →Self-employed
Ayesha, 41
Freelancer on R55 000 a month profit, paying SARS twice a year in provisional tax.
R 21 600less tax a year with a R5 000 RA
Read Ayesha’s story →Illustration, not advice. MaxWealth is not an authorised financial services provider and never names or recommends a financial product. A person like the ones here could make these choices; whether they suit you depends on your whole situation.