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Medical aid

Medical aid contributions, side by side

Published 2026 monthly contributions for a spread of plans at six South African medical schemes, from hospital plans to comprehensive cover, copied from each scheme's own contribution table and linked back to it. The table is in scheme-name order. Sort it any way you like — we don't rank or recommend.

  • 6 medical schemes
  • 25 plans with published 2026 contributions
  • Last checked

Principal member, per month

Scheme-name order, not a ranking. Sort the table and the chart follows.

Showing 26 of 26 rows

SchemePlanPlan typePrincipal memberAdult dependantChild dependantTwo adults + two childrenSavings includedRates fromNotesSourceLast checked
BestmedBeat1Hospital planR2 523R1 959R1 061R6 604None1 Jan 2026Beat1 Network is R2 269 / R1 764 / R956. Maximum of three children charged.Bestmed 2026 comparative guide
BestmedRhythm1 (income over R14 001 a month)Network / income-basedR3 615R3 615R1 873R10 976None1 Jan 2026Income-banded; lower bands pay R1 736 (up to R9 000) or R2 024 (R9 001 - R14 000). Children are dependants under 24.Bestmed 2026 comparative guide
BestmedBeat3Hospital plan + savingsR4 514R3 220R1 593R10 920Includes R677 / R483 / R239 savings1 Jan 2026Beat3 Network is R4 062 a month for the principal member. Maximum of three children charged.Bestmed 2026 comparative guide
BestmedPace1Savings planR5 934R4 289R1 541R13 305Includes R1 127 / R815 / R293 savings (19%)1 Jan 2026Maximum of three children charged.Bestmed 2026 comparative guide
BestmedPace4ComprehensiveR12 572R12 572R2 945R31 034Includes R377 / R377 / R88 savings (3%)1 Jan 2026Maximum of three children charged.Bestmed 2026 comparative guide
BonitasBonEssentialHospital planR2 747R2 030R888R6 553None1 Jan 2026BonEssential Select (network) is R2 345 / R1 718 / R774. 4th and later children free.Bonitas 2026 contribution sheet (Aon copy)
BonitasPrimaryTraditional (day-to-day limits)R3 588R2 807R1 141R8 677None1 Jan 2026BonPrime (was Primary Select) is R3 255 / R2 546 / R1 035.Bonitas 2026 contribution sheet (Aon copy)
BonitasBonCompleteSavings planR6 614R5 298R1 794R15 500Savings portion included (amount not split out in the sheet)1 Jan 2026Total contribution as published in Bonitas' 2026 comparison sheet.Bonitas 2026 contribution sheet (Aon copy)
BonitasBonComprehensiveComprehensiveR12 509R11 796R2 548R29 401Savings portion included (amount not split out in the sheet)1 Jan 2026Total contribution as published in Bonitas' 2026 comparison sheet.Bonitas 2026 contribution sheet (Aon copy)
Discovery HealthClassic SmartNetwork planR3 018R2 381R1 205R7 809None1 Apr 20262025 rates applied January to March 2026. Maximum of three children charged.Discovery 2026 contribution table
Discovery HealthEssential CoreHospital planR3 356R2 517R1 347R8 567None1 Apr 2026Essential Delta Core (network) is R2 681 / R2 018 / R1 076. 2025 rates applied January to March 2026.Discovery 2026 contribution table
Discovery HealthClassic SaverSavings planR4 850R3 825R1 943R12 561Includes R970 / R765 / R388 Medical Savings Account1 Apr 20262025 rates applied January to March 2026. Maximum of three children charged.Discovery 2026 contribution table
Discovery HealthClassic ComprehensiveComprehensiveR10 037R9 492R2 002R23 533Includes R2 509 / R2 373 / R500 Medical Savings Account1 Apr 20262025 rates applied January to March 2026. Maximum of three children charged.Discovery 2026 contribution table
FedhealthflexiFED 1Hospital planR2 630R2 061R963R6 617Includes a small nominal savings amount (R324 a year for the principal)2026flexiFED 1Elect (network) is R2 051 / R1 602 / R747.Fedhealth 2026 flexiFED contributions (Aon copy)
FedhealthmyFED (income R21 652+ a month)Network / income-basedR4 052R4 052R1 281R10 666None2026Income-banded; the lowest band (R1 - R11 063) is R1 719 / R1 719 / R779. Child rate to age 27, maximum three children.Fedhealth 2026 myFED contributions (Aon copy)
FedhealthflexiFED 3Hospital planR4 946R4 531R1 753R12 983Includes a small nominal savings amount (R348 a year for the principal)2026flexiFED 3GRID (network) is R4 436 / R4 068 / R1 573.Fedhealth 2026 flexiFED contributions (Aon copy)
FedhealthflexiFED 4 with savingsSavings planR7 941R7 248R2 388R19 965Includes R1 350 / R1 232 / R406 savings2026The same option without the savings account is R6 620 / R6 042 / R1 991.Fedhealth 2026 flexiFED contributions (Aon copy)
Fedhealthmaxima EXECComprehensiveData pendingData pendingData pendingData pendingData pendingData pendingNo official 2026 maxima contribution table could be read on the check date.fedhealth.co.za
MedshieldMediValue PrimeTraditional (day-to-day limits)R3 207R2 802R906R7 821None1 Jan 2026MediValue Compact (network) is R2 907 / R2 541 / R816. Child rate for the first three children only.Medshield MediValue 2026 guide
MedshieldMediCoreHospital planR4 278R3 618R987R9 870None1 Jan 2026No day-to-day benefit. Child rate for the first three children only.Medshield 2026 contributions (Aon copy)
MedshieldMediSaverSavings planR5 376R4 452R1 311R12 450Includes 15% Personal Savings Account1 Jan 2026Child rate for the first three children only.Medshield 2026 contributions (Aon copy)
MedshieldMediBonusComprehensiveR9 015R6 330R1 878R19 101None1 Jan 2026Day-to-day limit (not a savings account). Child rate for the first three children only.Medshield 2026 contributions (Aon copy)
MomentumEvolveNetwork planR2 029R2 029R2 029R8 116None1 Jan 2026Evolve Network hospitals; the same rate for every member. Maximum of three children charged.Momentum 2026 brochure (Aon copy)
MomentumCustom (Associated hospitals, State chronic)Hospital planR2 585R1 956R916R6 373None1 Jan 2026Any hospital and any chronic provider is R4 472 / R3 589 / R1 596.Momentum 2026 brochure (Aon copy)
MomentumExtender (any hospital, any chronic)Savings planR11 472R9 240R3 291R27 294Includes R2 868 / R2 310 / R823 savings (25%)1 Jan 2026From R7 939 a month with State chronic and Associated hospitals.Momentum 2026 brochure (Aon copy)
MomentumSummitComprehensiveR16 469R13 075R3 756R37 056None1 Jan 2026Freedom of choice for hospital, chronic and day-to-day providers.Momentum 2026 brochure (Aon copy)

Monthly contributions in rand, including any savings portion the scheme builds in. "Two adults + two children" is our sum of the published rates (principal + adult + 2 × child), not a scheme quote. Click a heading to sort; click again to reverse, a third time for scheme order.

How to read the table

  • Every figure is the scheme's published 2026 monthly contribution, for the principal member and for each adult and child dependant added to the membership.
  • Discovery's 2026 increase started on 1 April 2026 - its 2025 rates applied from January to March. The other schemes increased on 1 January 2026.
  • Income-based plans charge by household income - the row shows the band named in the plan column, and the Notes give the lowest band.
  • Savings plans include a medical savings amount in the contribution - money set aside for day-to-day claims, shown in the Savings column where the scheme splits it out.
  • Most schemes charge for at most three children; the Notes say where a scheme does it differently.
  • Plan types are our grouping to make the table easier to filter - benefits differ between plans of the same type, so read the scheme's benefit guide.
  • A figure we could not read off the scheme's own table shows "Data pending" - we leave it blank rather than guess.

Facts, not advice. This is published contribution information, shown side by side. MaxWealth does not rank, recommend or sell any medical scheme or plan, and is not paid by any scheme. Late-joiner penalties, networks and benefit limits change what you pay and what you get - confirm with the scheme or an accredited adviser before you join or change plans.